Fred Harteis News Articles - You Can Save $5,363!
Think you've never been charged a sneaky fee by your bank, broker, credit-card issuer or cell-phone provider? Then you haven't looked at your bills very closely. Companies collect billions by nickel-and-diming you. It's time to stop letting them get away with it.
Bank & Credit Card Fees
Pay Credit Card on Time: $39
Avoid Paying by Phone: $15
Stay in Your ATM Network: $156
Avoid an Overdraft: $28
Total Annual Savings: $238
Calculations are based on one late payment per year and one weekly out-of-network ATM withdrawal.
Investment Fees
Make 24 Stock Trades With a Discount Broker: $480
Avoid a Quarterly Inactivity Fee: $40
Avoid a Balance-Transfer Fee: $25
Receive Electronic Statements: $24
Get a Fund With 1% Expense Ratio & No 12B-1 Fee: $250
Total Annual Savings: $819
Calculations are based on two stock trades per month at $10 per trade, and $50K invested in a stock mutual fund
Cell Phone & Land Line Fees
Avoid Overage Charges: $72
Pay $5 a Month for 200 Text Messages: $15
Transfer Your Contract to Avoid Termination Fee: $156
Switch Land Line to Internet Calling Service: $28
Total Annual Savings: $832
Calculations are based on overage charges of $6 per month and text messages at 20 cents each.
Car Rental Fees
Rent Off-Site, Not the Airport: $39
Pay for Your Own Gas: $15
Turn Down Collision-Damage: $156
Use a Discount Site: $28
Total Annual Savings: $1,074
Calculations are based on four week-long rentals per year at $50 a day.
Hotel Surcharges
Have "Resort Fee" Removed From Hotel Bill: $280
Pass Up Valet Parking: $154
Tip the Maid Yourself to Avoid "Maid Gratuity": $56
Resist the Mini Bar to Avoid Restocking Fee: $140
Total Annual Savings: $630
Calculations are based on 14 nights in a hotel per year.
Source: Aol.com
About Fred Harteis: Fred Harteis leads Harteis International. Fred Harteis has a background in agriculture and has created many successful business ventures.
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